FAQ

Whether you are operating a store or office, you have invested time and money in your equipment, office furniture, inventory and fixtures. In the event of  a fire or break-in, your landlord is not responsible for replacing your stolen or destroyed items. It is your responsibliity to protect your contents.

When building your own home, it is important that you and/or your contractor has the proper Contractor's "All-Risks" insurance to protect you in the event of an accident. The coverage should include the people working on your property, the actual building itself, all the machinery being use and any fees associated with liabilities during construction.